What your points are worth

Points have a clear, fixed value that is the same everywhere in the network.

A fixed, clear value

Every Loyalty Wallet Point (LWP) is worth exactly $0.01 CAD, no matter where you earn or spend it. That means 100 points equal $1.00, 500 points equal $5.00, and so on. This fixed value makes it easy to understand what your balance is worth at a glance.

Unlike programs where point value changes depending on how you redeem, Sopoints keeps it simple. One point, one cent, everywhere in the network.

Why a fixed value matters

You always know what your points are worth - no math, no surprise conversions.

Businesses can offer rewards in a straightforward way: a $5 reward costs exactly 500 points.

It is easier to compare offers and decide when to redeem.

There is no risk of devaluation - the value you earn today is the value you redeem tomorrow.

How businesses set earn rates

Each business decides how many points to award per dollar spent. A coffee shop might give 10 points per dollar (10% back in value), while a high-margin retailer might offer 5 points per dollar (5% back). The earn rate varies, but the point value itself does not.

When you browse businesses in the app, you can see their earn rate up front. That helps you plan where to shop if you are trying to grow your balance quickly.

Frequently asked questions

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